Single Euro Payments Area (SEPA) – Strategic Value on the High Degree of Interoperability for All Active Participants in the Financial Transaction Market. Studia Universitatis Vasile Goldiș Arad, Seria Științe Economice, [S. l.], v. 24, n. 1, p. 1–15, 2014. Disponível em: https://publicatii.uvvg.ro/index.php/studiaeconomia/article/view/287. Acesso em: 17 apr. 2026.