Mehmood , R., Hussain, R. Y., Bayiley, Y. T., Rizwan, S. and Ahmed, T. (2026) “ Capital Adequacy and Credit Risk in Banking: The Moderating Role of Revenue Diversification”, Studia Universitatis Vasile Goldiș Arad, Seria Științe Economice, 36(1), pp. 1-40. Available at: https://publicatii.uvvg.ro/index.php/studiaeconomia/article/view/863 (Accessed: 5March2026).