“Credit Risk Analisys Within Raiffeisen Bank”. Studia Universitatis Vasile Goldiș Arad, Seria Științe Economice 24, no. 1 (March 26, 2014): 214–224. Accessed April 17, 2026. https://publicatii.uvvg.ro/index.php/studiaeconomia/article/view/301.