“Does Financial Inclusion Moderate CO2 Emissions in Sub-Saharan Africa? Evidence From Panel Data Analysis”. Studia Universitatis Vasile Goldiș Arad, Seria Științe Economice 33, no. 3 (July 5, 2023): 21–36. Accessed April 15, 2026. https://publicatii.uvvg.ro/index.php/studiaeconomia/article/view/762.