“The Impact of Ownership and Financial Stability on Bank Liquidity Creation”. Studia Universitatis Vasile Goldiș Arad, Seria Științe Economice 35, no. 1 (January 2, 2025): 30–48. Accessed April 15, 2026. https://publicatii.uvvg.ro/index.php/studiaeconomia/article/view/825.